Terms and Conditions

These Terms and Conditions govern your use of siravenquolix's financial planning subscription services. By subscribing, you agree to these terms.

Last Updated: September 18, 2025

Acceptance of Terms

By accessing our services, creating an account, or subscribing to our financial planning service, you acknowledge that you have read, understood, and agree to be bound by these Terms and Conditions.

Service Description

siravenquolix provides subscription-based financial planning consultations and guidance. Our service includes monthly consultations, personalised recommendations, and ongoing support to help you achieve your financial goals through better planning and decision-making.

Your Responsibilities

As a subscriber, you agree to:

  • Provide accurate and complete information about your financial situation
  • Attend scheduled consultation sessions or reschedule with reasonable notice
  • Maintain the confidentiality of your account login information
  • Use our services only for lawful purposes and personal financial planning
  • Notify us promptly of any changes to your contact information or circumstances

Prohibited Uses

You may not use our services to:

  • Provide false or misleading information about your financial situation
  • Share your account access with unauthorised third parties
  • Attempt to reverse engineer or copy our consultation methodologies
  • Use our guidance for illegal activities or fraudulent schemes
  • Harass or abuse our staff during consultations or communications

Intellectual Property

All content, materials, methodologies, and intellectual property used in our services remain the exclusive property of siravenquolix. You may not reproduce, distribute, or create derivative works without written permission.

Privacy Policy

Your privacy is important to us. Please review our Privacy Policy to understand how we collect, use, and protect your personal information in connection with our services. Privacy Policy

Payment and Subscription Terms

Your subscription includes the following payment terms:

  • Monthly subscription fees of $250 AUD are charged in advance on your billing date
  • All fees include applicable GST and are processed through secure payment systems
  • Failed payments may result in service suspension until payment is successfully processed

Termination

Either party may terminate the subscription with 30 days written notice. Upon termination, you will continue to receive services through the end of your current billing period, but no refunds will be provided for unused time.

Limitation of Liability

To the maximum extent permitted by Australian Consumer Law, our total liability for any claims arising from these terms or our services is limited to the amount you paid for services in the preceding 12 months.

Important Consumer Rights Notice

Nothing in these terms excludes, restricts, or modifies your rights under Australian Consumer Law, including guarantees that cannot be excluded by law.

Indemnification

You agree to indemnify and hold siravenquolix harmless from any claims, damages, or losses arising from your use of our services, breach of these terms, or violation of applicable laws.

Dispute Resolution

We are committed to resolving disputes fairly and efficiently:

Arbitration Process

Any disputes that cannot be resolved through direct negotiation will be settled through binding arbitration under Australian commercial arbitration rules:

  • Arbitration will be conducted by a single arbitrator agreed upon by both parties
  • The arbitration location will be Melbourne, Victoria, unless otherwise agreed
  • Each party will bear their own costs unless the arbitrator determines otherwise

European Union Online Dispute Resolution

EU residents may access the European Commission's online dispute resolution platform:

EU ODR Platform

Governing Law

These Terms and Conditions are governed by and construed in accordance with the laws of Victoria, Australia. Any legal proceedings will be subject to the exclusive jurisdiction of Victorian courts.

Severability

If any provision of these terms is found to be invalid or unenforceable, the remaining provisions will continue in full force and effect.

Entire Agreement

These Terms and Conditions, together with our Privacy Policy and any other referenced policies, constitute the complete agreement between you and siravenquolix regarding our services.

Modifications to Terms

We reserve the right to modify these terms at any time. Changes will be posted on our website with an updated effective date. Continued use after changes constitutes acceptance of the new terms.

Contact Information

For questions about these Terms and Conditions, contact us at contact@siravenquolix.com or +61 818-128-141.

Company Name: siravenquolix

Email Address: contact@siravenquolix.com

Phone Number: +61 818-128-141

Business Address: Level 12, 123 Collins Street, Melbourne VIC 3000

By subscribing to our services, you acknowledge that you have read, understood, and agree to be bound by these Terms and Conditions.